Is God online?

I went to Church last Sunday went today. The church in� Dorset�where I was confirmed�now has digital screen in the aisles which display the words to the banal nonsense that passes for modern hymns, the reverend is miked�up and there … Continue reading →

Source: http://www.retirementageuk.info/is-god-online/

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NEST, Pensions and the Traveling Wilburys

The duty to auto-enrol workers into pension saving draws ever closer. All employers face the challenge of explaining the new regime to their workforce in the run-up to their staging date, so that workers can understand the flurry of information that arrives around their auto-enrolment date. Keen to help, NEST has published a set of [...]

Source: http://www.pensionstalk.co.uk/trustees/nest-pensions-and-the-traveling-wilburys/?utm_source=rss&utm_medium=rss&utm_campaign=nest-pensions-and-the-traveling-wilburys

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EU trade plans will increase protectionism and hinder development

In June, the European Commission drew attention to the increase in protectionist tendencies worldwide. It claimed that over the previous eight months 123 new trade restrictions had been put in place, an acceleration of 25% compared with the previous period studied. However, the Commission’s own proposed trade reforms, published in January, were overlooked. These will push the EU itself towards further protectionism. They will 'hamper the global economy' and ‘hurt developing countries', according to a recent ODI study.

Read the full blog post here

Source: http://www.iea.org.uk/blog/eu-trade-plans-will-increase-protectionism-and-hinder-development

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Pension Practitioner .com help property developers cut corporation tax when they purchase commercial property.

If your business needs to purchase additional property, but you must keep up your working capital and your business faces a high tax bill; consult Pension Practitioner .com. They administer for you a small self administered scheme ( SSAS) and … Continue reading →

Source: http://www.pensionforecast.info/pension-practitioner-com-help-property-developers-cut-corporation-tax-when-they-purchase-commercial-property-17/

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UK more dependent on energy imports

How secure are our energy supplies? In 2011, [...]

Source: http://touchstoneblog.org.uk/2012/08/uk-more-dependent-on-energy-imports/

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�2m for the happiness survey was a bargain

One of the many problems with Happiness Economics is that the temptation to read a justification for one’s own ideological pet causes into the survey data is just too great. If the ONS survey had produced anything remarkable, somebody would … Continue reading →

Source: http://www.annuityratesuk.info/2m-for-the-happiness-survey-was-a-bargain/

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Where do you stand on taking action?

The pensions day of action on 30 November looks increasingly likely to herald large-scale industrial action, not just in the NHS but also across the whole public sector. Members of the largest unions ? the GMB, Unison and Unite ? … Continue reading →

Source: http://www.pensions-advisory-service.info/where-do-you-stand-on-taking-action-18/

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When the facts change?

Adam Posen?s interview in today?s FT (behind the [...] Source: http://touchstoneblog.org.uk/2012/08/when-the-facts-change/ a dating site for dating sites on dating sites facebook application for facebook facebook application Source: http://www.inheritancetaxthreshold.info/when-the-facts-change/ retirement Source: http://www.annuityratesuk.info/when-the-facts-change/ facebook apps facebook app for face book photo applications … Continue reading →

Source: http://www.pension-release-uk.info/when-the-facts-change-2/

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No ruse to save the euro

Future euro seigniorage cannot be used as an excuse for increasing the exposure of Germany or the other eurozone creditor countries. If a resolution to eurozone sovereign debt problems is be found, it can only rest with some combination of debt write-offs and fiscal austerity.

Read the full blog post here

Source: http://www.iea.org.uk/blog/no-ruse-to-save-the-euro

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�2m for the happiness survey was a bargain

One of the many problems with Happiness Economics is that the temptation to read a justification for one’s own ideological pet causes into the survey data is just too great. If the ONS survey had produced anything remarkable, somebody would … Continue reading →

Source: http://www.annuityratesuk.info/2m-for-the-happiness-survey-was-a-bargain/

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The anti-profit mentality in education

Consider the following from an editorial in a national newspaper: ‘Educating children should not be for profit - learning has always been separate from the forces of the free market. And that's how it should stay.’ According to this editorial the issue appears to be black and white. The profit motive and learning simply do not mix. However, this statement raises more questions than it answers.

Read the full blog post here

Source: http://www.iea.org.uk/blog/the-anti-profit-mentality-in-education

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Man bites dog (again)

As Lord Northcliffe, arguably the inventor of the modern journalist, once apparently said: “it’s not news when a dog bites a man, but it is news when�a man bites�a dog.” This is, sadly, very�true.��Good news often makes for insipid stories, … Continue reading →

Source: http://www.inheritancetaxthreshold.info/man-bites-dog-again/

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Buy another day: join me for a budget James Bond celebration

Who needs October's elitist parade of tributes when you can put on your dad's tux and walk around being sexist?

It's been 50 years since James Bond first appeared onscreen in Dr No. In that last half-century, Bond may have got variously taller, and sillier, and nastier, and smarmier, and wiggier, and more fond of safari suits, and briefly more Australian, but despite these superficial changes the character has endured like no other.

That's why, on 5 October ? the exact 50th anniversary of Dr No's initial release ? EON, MGM, Sony and 20th Century Fox are planning a global James Bond day. It's a chance for fans around the world to revel in cinema's most beloved alcoholic aristocratic borderline-misogynist state-sponsored murderer, and there will be a raft of glitzy events to accompany it.

So far, these events include the release of a new documentary entitled Everything or Nothing: The Untold Story of 007, a charity auction at Christie's, a movie retrospective at the Museum of Modern Art in New York, a Music of Bond night in Los Angeles hosted by the Academy of Motion Picture Arts and Sciences and a style exhibition at Toronto international film festival. And there'll be a survey to find the best Bond film. And all the Bond films are coming out on Blu-ray. And there will inevitably be lots of interviews with the Skyfall cast all over the place too.

That's all well and good in principle, but all these planned events sound a little bit la-di-dah to me. Because, really, the common man on the street won't be able to enjoy the Music of Bond night, or the TIFF exhibition. Unless they live in New York, they won't be able to see the retrospective. Unless they're rich beyond their wildest dreams, they won't be able to buy anything at the auction. And unless they're too stupid to realise that it'll be on TV every single bank holiday afternoon until the end of time itself, they won't rush out to see Everything or Nothing. For such a global occasion to mark a character with such broad appeal, James Bond day comes with an undeniably off-putting veneer of elitism.

That's why I'm proposing an alternative James Bond day, full of activities that people such as you or I ? normal people, the people whose wages helped turn 007 into such an enduring icon in the first place ? can easily celebrate in our own homes. For example, who needs to go all the way to Toronto to look at a James Bond style exhibition when they can simply put on their dad's old wedding suit, construct a makeshift girdle out of belts and clingfilm and spend the day wobbling around their house being sexist to women young enough to be their daughter?

Or why not celebrate the day with a vodka Martini? Can't afford the ingredients? Put some WKD in a vase and just drink that instead. Planning a fish pedicure? Why not ask to be lowered slowly into the pool feet-first like Jane Seymour in Live and Let Die? Or, to really capture the true spirit of the James Bond series, why not just buy as many Sony products as you possibly can and show them to people logo-up for just the right amount of time ? long enough to break their concentration in the wider story but not long enough to actually make them want to go and buy any Sony products themselves? James Bond would be proud.

There. The official James Bond day might be hopelessly alienating to anyone who isn't a super-rich Hollywood mogul, but together we can create a better, more faithful, more recession-sensitive day of our own. Who's with me?

• James Bond
• Thriller
• Action and adventure

Stuart Heritage

guardian.co.uk © 2012 Guardian News and Media Limited or its affiliated companies. All rights reserved. | Use of this content is subject to our Terms & Conditions | More Feeds

Source: http://www.guardian.co.uk/film/filmblog/2012/aug/30/james-bond-day-budget-celebration

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FactCheck: Should the Tories give back the Nadir cash?

If one of the companies used to make the donations was part of this subterfuge, where does that leave the Conservatives, legally and indeed morally?

Source: http://blogs.channel4.com/factcheck/factcheck-should-the-tories-give-back-the-nadir-cash/11257

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Proms 2012: week seven in review

Can you forgive the childbeaters' charter that is Peter Grimes? And why does the public not love Oliver Knussen like musicians do? Oh well, you can't please all the people all the time

The big catch for at the Proms this week was the visit of English National Opera with Britten's Peter Grimes, and a chance for a wider public to see one of the best productions of this - or indeed any opera - in recent years. ENO managed to reassemble most of the original 2009 cast, too, intending that the Prom would recapture as much as possible of the extraordinary emotional clarity and psychological intensity of the stage version.

Tim Ashley, reviewing the Proms performance for the paper, was bowled over by the "breathtaking lyrical ferocity" of the orchestra's playing under Ed Gardner, and observed that Stuart Skelton's Grimes "combines the heft of Jon Vickers with the refinement of Peter Pears, so we really do believe that this is a man who has the soul of a poetic visionary in the body of a thug."

Commenting below the review, growltiger00 couldn't agree more, finding the musical performance and acting "amazing from start to finish", and reserving particular praised for the way in which Skelton "made his way off stage to walk through the standing prommers in the arena, still completely 'in character' as a distressed, suicidal Peter Grimes. I was moved to tears."

Growltiger's taps were not the only ones to be turned on, the Albert Hall becoming a veritably Victorian waterworks during the course of the evening. "I said goodbye to my fellow concertgoer, and promptly burst into tears", said @ThomasKohut, while @Emmalucysmith reported "shivers down the spine and tears aplenty". @zany_zigzag just made it home "half-drowned in tears & rain after Peter Grimes. Incredible to be standing so close to such an intense performance."

The effect was nearly as overpowering for those standing miles away from the stage, listening on the radio or via Radio 3's high-definition audio stream, such as @RevRichardColes. "Adore Peter Grimes", he tweeted: "So brutal, so East Anglia, so glitter of waves, so major thirds." His correspondent however, @RobertHanks, declined to turn his dial to Radio 3 ? "@MartinRowson @RevRichardColes I would, but it's Peter Grimes: love the tunes, can't get with the 'Don't be mean to childbeaters' message" ? thereby ignoring the advice of @MartinRowson to turn away from the stream of libertarian hilarity on the other side coming from one James Dellingpole.

The Grimes concert was followed by the Proms' celebration of Oliver Knussen's 60th birthday, a party to which many were invited but to which, according to Martin Kettle's review, not everyone turned up. "Sadly," he wrote in the paper, "attendance is small but select. 'No one empties a hall quite like Olly,' one of his admirers admitted on Saturday. But some of the giants of Knussen's generation were there all the same."

And so they were. Here was Michael Tilson Thomas (@mtilsonthomas) for starters: "W/ Oliver Knussen @ Albert Hall after his Prom. He performed his 3rd Symph. I premiered it at the Proms 33 years ago!!" Composers Alexander Goehr and Helen Grime were also present to hear the former's Metamorphosis/Dance and the latter's new Night Songs, performed twice after Knussen lost his glasses during the first performance. "Oliver Knussen playing Grimes piece again because his glasses fell off!! I love Olly!!", reported the mezzo-soprano @lucyschaufer, who loves him so much her twitter profile picture has her seated on the great man's lap. Knussen makes a habit of performing new or difficult works twice the same programme, however, so the trick with the spectacles might just have been a way to get round the bossy BBC schedulers, who knows?

That said, the coming week is a triumph of bossy scheduling, the BBC managing to squeeze in two of the greatest European orchestras, twice each. The ordinarily extraordinary Berlin Philharmonic perform on Thursday and Friday, while the predictably inspirational Leipzig Gewandhaus Orchestra occupy Saturday and Sunday with an alliterative take on the art of concert programming, performing Mendelssohn, Messiaen and Mahler. What's that?

Ah, yes. Mmmmm.

Previous Proms weeks in review

Week six
Week five
Week four
Week three
Week two
Week one

• Proms 2012
• Proms
• Classical music

Guy Dammann

guardian.co.uk © 2012 Guardian News and Media Limited or its affiliated companies. All rights reserved. | Use of this content is subject to our Terms & Conditions | More Feeds

Source: http://www.guardian.co.uk/music/musicblog/2012/aug/30/proms-2012-week-seven-in-review

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Photographer Richard Mosse to represent Ireland at Venice Biennale

The surrealist photographer, who is best known for his candy-coloured infrared images of conflict in Congo, will create an immersive version of his works from the region In pictures: Richard Mosse’s photographs from Congo The artist Richard Mosse, best known … Continue reading →

Source: http://www.pensionforecast.info/photographer-richard-mosse-to-represent-ireland-at-venice-biennale-2/

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FactCheck: train travel on track?

Will passenger numbers cut the grade for FirstGroup’s bid for the West Coast line? FactCheck takes a look. Source: http://blogs.channel4.com/factcheck/factcheck-train-travel-on-track/11185 online dating website facebok login be naugthy find people in face book benaughty facebook

Source: http://www.nhspension.info/factcheck-train-travel-on-track/

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Inter Payroll unveil new changes

British payroll providers Inter Payroll have today announced a line-up of changes which they believe will help them maintain their position as one of the leaders in the UK for payroll services. Inter Payroll are well known for the high levels of unparalleled dedicated support they provide to their clients, however the company feels it [...]

Similar Posts

1. Inter Payroll introduces Live Chat
2. MyIP joins the Inter Payroll family
3. Christmas and New Year opening hours

Source: http://www.interpayroll.co.uk/blog/news/inter-payroll-unveil-new-changes.html

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Russell Brand, Geri Halliwell and other unwanted Olympic legacies

The comedian and singer are an item, after meeting at the closing-ceremony rehearsals. And that’s just one unfortunate consequence of staging the Games There has been much talk of the Olympic legacy, which may stretch to include a health dividend, … Continue reading →

Source: http://www.retirementageuk.info/russell-brand-geri-halliwell-and-other-unwanted-olympic-legacies/

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Pension and Corporation Tax planning

According to Companies House, … Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/oom2o5/ internet date online dating website facebok login be naugthy find people in face book Source: http://www.pensionlumpsum.info/pension-and-corporation-tax-planning-12/ ill health retirement the pension service pension release annuity inheritance tax

Source: http://www.statepensionforecast.info/pension-and-corporation-tax-planning-10/

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Pass notes No 3,238: Alastair Cook

The new England cricket captain has a tough job ahead of him. Can the man they imaginatively call 'Cooky' lead his team to victory?

Age: 27.66.

That's very exact. He's a cricketer, and averages are everything.

Appearance: Brooding male model who didn't quite make it.

Nickname: Cooky (cricketers are not noted for their imagination when it comes to sobriquets).

New job: England cricket captain, succeeding Andrew Strauss who resigned on Wednesday.

Life expectancy: Limited.

What's the problem? Sky-high expectations, an England team in decline, and the nightmare that is Kevin Pietersen.

Is Cook up to it? A left-handed opening batsman, he has a healthy Test average of 47.84, but his recent form has been poor. Averaged just 32.50 in the losing series against South Africa that did for Strauss.

You seem to be obsessed by decimal points. Tell us about the man. His CV, rather like his batting, is unexciting. Grew up in the Essex village of Wickham Bishops; was a chorister at St Paul's cathedral school; plays the clarinet; won a music scholarship to Bedford school; made his county debut for Essex at 18. Married childhood sweetheart Alice Hunt last year. Wedding was attended by their pet dog, and they left the church in a tractor.

A tractor? Alice's father is a sheep farmer, and the couple live near his farm in Bedfordshire. "I'm a country boy at heart," says Cook. "I love it when you've got your boots on and you're standing in three inches of cow shit."

Not bad preparation for his new job. True.

Cruel tweet from England team-mate Graeme Swann: "Cooky's wedding list seems full of house and kitchenware rather than things he actually needs. Like a joke book."

You're suggesting Cooky's a little dull? Makes Straussy look like Prince Harry.

There must be something interesting about him. He never sweats, not even when batting in 40-degree heat in Colombo. He may in fact be an android.

Not to be confused with: The very sweaty Alastair Campbell.

Do say: "If he hits his straps and concentrates on the positives, England will at least be at the races under Cooky."

Don't say: "Have you had a congratulatory text from KP yet?"

• Alastair Cook
• Cricket

guardian.co.uk © 2012 Guardian News and Media Limited or its affiliated companies. All rights reserved. | Use of this content is subject to our Terms & Conditions | More Feeds

Source: http://www.guardian.co.uk/sport/shortcuts/2012/aug/29/alastair-cook-england-cricket-captain

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Homeward Bound? Seizing Manufacturing Onshoring Opportunities. Part 3

Source: http://blogs.birminghampost.net/business/2012/08/homeward-bound-seizing-manufac-1.html

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The final nail in the coffin for regional pay?

George Osborne?s treasured policy of introducing regional and [...] Source: http://touchstoneblog.org.uk/2012/08/the-final-nail-in-the-coffin-for-regional-pay/ internet date online dating website facebok login be naugthy find people in face book Source: http://www.pension-calculator.info/the-final-nail-in-the-coffin-for-regional-pay-2/ when do i pay stamp duty stamp duty thresholds what are the stamp … Continue reading →

Source: http://www.uk-retirement.info/the-final-nail-in-the-coffin-for-regional-pay/

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Republican National Convention 2012 - live coverage from Tampa

The Republican National Convention gets under way in Tampa - follow our live coverage of the first session

Richard Adams

Source: http://www.guardian.co.uk/world/2012/aug/28/republican-national-convention-2012-live

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ERISA Assets: QPAM and INHAM Audit Legal Requirements and Best Practices

Please join us for a timely and information webinar entitled "ERISA Assets: QPAM and INHAM Audit Legal Requirements: Navigating DOL Rules for Pension Asset Management Compliance" on August 29, 2012 from 1:00 PM EST to 2:30 PM EST. 

This CLE webinar will prepare counsel to advise asset manager clients regarding QPAM and INHAM audits as required by the Department of Labor. The panel will review the new exemption rules, who can conduct an audit, what the process entails, and how to showcase good practices with existing and prospective plan sponsors.

Description

An opportunity to manage part of the $17 trillion retirement industry assets is a key business strategy for many financial organizations. ERISA plans present a number of unique challenges due to the rules, regulations and increasing litigation brought against asset managers. Compliance is critically important.

In 2010, the U.S. DOL changed rules on activities asset managers can undertake if they manage ERISA assets. Entities like banks, insurance companies, hedge funds and SEC-registered investment advisors must have documented policies and procedures for types of trading, parties in interest and internal controls.

In addition, a regular audit of the activities of a Qualified Professional Asset Manager (QPAM) and/or in-house asset manager (INHAM) must be conducted by persons who are knowledgeable about ERISA and can render an objective assessment as to whether the exemption is justified.

Listen as our ERISA-experienced panel provides a guide to this recent mandate, why it is important, how to comply, and what an asset manager can learn from the audit process to mitigate litigation risk.

Outline

1. QPAM and INHAM Rules: Definition, Exemptions and Consequences of Not Getting Audit

2. Nature of the QPAM/INHAM Audit: Qualifications of Auditor, Components of Audit and Role of Counsel

3.Use of Audit: Regulatory Scrutiny, Correcting Deficiencies, Marketing Audit Results, Lessons Learned

Benefits

The panel will review these and other key questions:

• Who is a QPAM or INHAM?
• What determines when a QPAM or INHAM audit is required?
• What is the audit process like in terms of length of time it takes to complete, the documents needed, and the role of outside counsel and the QPAM or INHAM auditor?
• How can the QPAM or INHAM audit be used to mitigate suits about procedural prudence and fiduciary breach?

Following the speaker presentations, you'll have an opportunity to get answers to your specific questions during the interactive Q&A.

Faculty

Susan Mangiero, Managing Director
FTI Consulting, New York

She has provided testimony before the ERISA Advisory Council, the OECD and the International Organization of Pension Supervisors as well as offered expert testimony and behind-the-scenes forensic analysis, calculation of damages and rebuttal report commentary for various investment governance, investment performance, fiduciary breach, prudence, risk and valuation matters.

Terry Orr, Senior Managing Director
FTI Consulting, Dallas

He provides forensic and investigative due diligence services to companies and their counsel in a variety of industries. His twenty-five years of experience as an independent auditor of both public and private businesses includes the examination of numerous ERISA plans.

David E. Pickle, Partner
K&L Gates, Washington, D.C.

He represents clients in matters dealing with ERISA’s prohibited transactions and exemptions and ERISA’s fiduciary rules. He represents investment managers, financial institutions and plan sponsors in a variety of matters including investments and other transactions with ERISA plans and in litigation and government enforcement actions.

William A. Schmidt, Partner
K&L Gates, Washington, D.C.

He works in the areas of institutional investing and employee benefits, with particular emphasis on fiduciary responsibility matters under ERISA. He advises major financial institutions, including banks, insurance companies, registered investment advisers, and large employee benefit plans about ERISA restrictions relating to plan investments and to fee arrangements for investment management.

 

Source: http://feeds.lexblog.com/~r/PensionRiskMatters/~3/XY6FnvCeEWQ/

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A busy day...

Yesterday was jam-packed. You couldn?t take your eyes off it for a second!

Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/aouozu/

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Willie Walsh?s scathing attack on David Cameron

The issue of whether to grant permission for a third runway at Heathrow is starting to become a festering sore for the Tories. Although coalition policy is not to allow it, pressure has been building for a while on the party to commit to reversing that decision if they win a majority in 2015.

David Cameron and George Osborne have been quietly persuaded that a u-turn in party policy is needed, but are unwilling to make that their public stance�until 2015.

Willie Walsh

In the meantime the aviation industry is getting impatient. Willie Walsh made his frustrations clear in an unusually outspoken and personal attack on the PM in the FT this morning. The chief executive of International Airlines Group, which controls BA, called the lack of progress a “disgrace”. He added:

I don?t believe this government has the political will to address the issues. David Cameron seems a lot happier clapping and cheering for gold medals than dealing with tough, long-term economic challenges.

Continue reading �

Source: http://blogs.ft.com/westminster/2012/08/willie-walshs-scathing-attack-on-david-cameron/

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Do you have the correct Tax Code?

My dear Mum recently celebrated her 65th birthday. Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/tvsjoi/ pension Source: http://www.annuitycalculatoruk.info/do-you-have-the-correct-tax-code-6/ pension Source: http://www.can-i-retire.info/do-you-have-the-correct-tax-code-5/ personal pension

Source: http://www.statepensionforecast.info/do-you-have-the-correct-tax-code-14/

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Pension Auto-enrolment is coming?

A big shake-up to Pensions provision is coming in the next 1 to 4 years. Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/83cpk9/ can i retire pensions calculator ill health retirement the pension service pension release

Source: http://www.pensionlumpsum.info/pension-auto-enrolment-is-coming-26/

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Fiduciary Duty to Hedge

Who would have thunk that a discussion about pension governance and risk management would keep audience members in their seats for nearly three hours? Yet that is what occurred on January 24, 2012 as a panel convened to discuss such weighty issues as whether companies have a fiduciary duty to hedge and whether inaction can lead to litigation.

In his opening remarks as part of a January 24, 2012 event that was hosted by the Hartford CFA Society, ERISA attorney Martin Rosenburgh cautioned that fiduciaries could find themselves open to questions for not taking steps to mitigate risks. Attorney Gordon Eng, a former litigator and now general counsel and Chief Compliance Officer for a high yield bond fund, adds that any investment decision should be supported with ample documentation that reflects a careful and thorough deliberation of the issues at hand.

For more details about this lively, topical and informative event, read "Considering a Duty to Hedge" by Christopher Faille.

Source: http://feeds.lexblog.com/~r/PensionRiskMatters/~3/1Y2dddtgoRw/

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Christmas and New Year opening hours

With the festive period almost here we have finalised our opening hours during this period. Similar Posts Inter Payroll unveil new changes Working hours, how they affect us and solutions Why the tax year starts on 6th April Source: http://www.interpayroll.co.uk/blog/news/christmas-and-new-year-opening-hours.html … Continue reading →

Source: http://www.pensionlumpsum.info/christmas-and-new-year-opening-hours-12/

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Does your pension scheme need advice?

WARNING- THIS BLOG CONTAINS A SHAMELESS PLUG FOR OUR SERVICES! (transparent as always!) I’m travelling up to Nottingham this morning to talk to�Employers and Trustees�who are asking themselves “Does our pension scheme need advisers”. Meeting similar groups recently,�the answers I’m … Continue reading →

Source: http://www.pensionsuk.info/does-your-pension-scheme-need-advice/

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Do you review?

At 6.45 a.m. today I enjoyed my weekly business networking fix…good venue, good weather, good company, and a good breakfast! Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/jjcpg3/ company pension

Source: http://www.pension-release-uk.info/do-you-review-24/

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George Monbiot: to move beyond capitalism, first build a straw man

George Monbiot has set out his cartoonish manifesto on the Guardian website. He paints a picture of ‘what the world will look like after capitalism’, beginning with this very helpful definition:

‘If [capitalism] means a system that arises from lending money for interest, then there will be no “after capitalism”… If on the other hand Capitalism means something like the current dispensation, which allows a few people to seize much of the wealth generated by everyone, which blocks social mobility, which re-engineers the political system to serve the economic elite, then yes. There’s a lot we can do about it.’

Read the full blog post here

Source: http://www.iea.org.uk/blog/george-monbiot-to-move-beyond-capitalism-first-build-a-straw-man

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Access Your Cash

Accessing this form of finance in this way is taking advantage of the benefits prior to you retiring. With this you can get access to the maximum tax free cash and/or maximum income.� Alternatively, you can release a cash lump sum and then reinvest the balance until the point at which you decide to retire. [...]

Source: http://www.pensionrelease.org/early-pension-release/

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Friedman as a hero

Friedman’s empirical work, his use of theory and his brilliant use of analogy led him to be able to communicate a completely convincing case for a policy proposal and demolish the opposing case. He patiently, and kindly, tore the opposing case to shreds, using a mix of theory and empirical evidence that is not replicated in any free-market economist today.

Read the full blog post here

Source: http://www.iea.org.uk/blog/friedman-as-a-hero

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Pensions Champions online course

The combination of the financial crisis, related threats to pensions schemes and changes to be introduced by the Government have pushed pensions higher up everyone's agenda than ever before. What can we do about it? This course aims to train Pensions Champions who will be active in their workplaces in helping colleagues understand the different aspects of pensions, how much they are likely to get in retirement and what they can do to improve their situation if necessary.

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Source: http://www.pensionschampions.co.uk/?q=node/66

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Pensions Champions courses: Summer Term 2008

This course will help union reps to:

• consider the basic pension environment, examining state pensions, occupational pensions, personal pensions and additional pensions
• become familiar with a range of resources, looking at published materials as well as that available on websites
• make extensive use of the TUC's online materials, all activities will have an online element
  prepare a presentation to use in workplaces

For details on course timings and course registration please contact the provider from the list that you can download here.

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Source: http://www.pensionschampions.co.uk/?q=node/50

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Oliver Letwin: the unseen architect of coalition policy

There have been moments in Oliver Letwin’s political career when it did not look as if he would ever emerge as the intellectual powerhouse of a national government.

There was his time at the Downing Street policy unit in the 1980s, when he helped devise the disastrous poll tax. There was the time, more recently, when he shed official documents in a bin in St James’s Park. In 2001 he had to go into hiding ahead of the general election after admitting he wanted to cut �20bn of taxes, far more than his party’s official position.

In fact Letwin has so many verbal slips to his name that George Eaton at the New Statesman has a handy guide to his top 10 gaffes.

Continue reading �

Source: http://blogs.ft.com/westminster/2012/08/oliver-letwin-the-unseen-architect-of-coalition-policy/

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The Group is the Cure

This guest blog was written by Professor Catherine Haslam, recently of Exeter University and now at the University of Queensland, Australia. Despite living in a world that claims to value its social relationships, we still have a blind spot when … Continue reading →

Source: http://feedproxy.google.com/~r/AgeUkBlog/~3/_Z0_5dMdzZw/

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Guest blog ? Getting it right when it?s complex: Person-centred care for people with complex needs

This guest blog was contributed by Kate Gridley, Research Fellow, Social Policy Research Unit/School for Social Care Research, University of York. It was with tentative optimism that I read the short paragraph in the Government’s recently published social care white … Continue reading →

Source: http://www.pensions-advisory-service.info/guest-blog-getting-it-right-when-its-complex-person-centred-care-for-people-with-complex-needs-3/

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Annuity : Instant Payday Loans

Michael asks? Where can i find instant faxless loan payday? Every payday loan company rejected me.I just need to loan 700 to pay for my bills ,could you recommend me some I want easy approved instant loan with no fax … Continue reading →

Source: http://www.retirementcalculatoruk.info/annuity-instant-payday-loans/

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Pensions & Divorce

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Source: http://www.retirementageuk.info/pensions-divorce-14/

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The Olympics ? inspiring business ? Well, up to a point ?

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Source: http://www.pensiontransferuk.info/the-olympics-inspiring-business-well-up-to-a-point-3/

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Can self-employment explain the growthless jobs conundrum?

The jobs market continues to confound – with [...] Source: http://touchstoneblog.org.uk/2012/08/can-self-employment-explain-the-growthless-jobs-conundrum/ land stamp duty stamp duty for land stamp duty for property stamp duty threshold what is the stamp duty threshold Source: http://www.pensionscalculator.info/can-self-employment-explain-the-growthless-jobs-conundrum/ retirement age uk retirement calculator annuity calculator … Continue reading →

Source: http://www.ukstatepension.info/can-self-employment-explain-the-growthless-jobs-conundrum/

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